FAQ
To lessen your efforts for the same, here are the commonly asked questions!
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Processes can differ among different companies. On a general note, you can expect questions related to personal information. This can include your name, your address, your citizenship, and your Social Insurance Number. You might also be asked for identity requirements, which can differ. It may include the driver's license, passport, citizenship card, and birth certificate. We can also need policy coverage and details of any plan already in existence. We need to have clarity on terms of payment, and for this, we will need your banking details. You can also expect questions about the finances, your medical history, and your beneficiaries.
No one can replace a life, but you can still support your beneficiaries with Life Insurance. It would require you to know about the finances that your dependents would need. However, when deciding the face value, you might need to consider various factors. The minimum amount can depend upon your requirements and earnings. We suggest that you should consider up to 10 to 15 times the money you make annually for your coverage. If you have any outstanding debt, your coverage should pay dues, including mortgages, car loans, credit cards, student loans, and even personal loans.
For most households in Canada, Term Life insurance can provide them protection without having to spend anything extra. This kind of policy expires when the need for the same ends. It can leave you with doubts about converting the policy. Yes, you can convert your Term insurance policy to Permanent insurance, which is undoubtedly essential. It differs from Term insurance with the time of coverage. If you are to count the benefits of owning a Term policy, it presents the cash value component that you can use when alive after the period of retirement as per your need.
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Still have you any problem for solutions?
For any inquiries relating to my Retail and Leadership
Programs or Coaching and Mentoring services feel free to speak to me personally by call us during business hours.
Head office address:
3556 Hartford Way Vlg, Mount Pleasant, SC, 29466, Australia.
Call for help:
(734) 697-2907
(843) 971-1906
(843) 971-1906
Mail for information:
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noreply@alico.com
noreply@alico.com