You take care of your health, and we will take care of the rest!
The progress in the medical field has increased the survival rates of patients diagnosed with any critical health condition. However, battling with a severe health condition can overwhelm one with financial burdens. Times like these do not come with prior notification. It is wise to prepare for them in advance with plans like Critical Illness Insurance.
Critical Illness Insurance
This insurance vehicle comes with the options of Term or Permanent Insurance. The difference between both of them is that the Term insurance covers the plans for a specific period. On the other side, Permanent insurance can provide coverage till the death of the policyholder.

How Does it Work?
After the diagnosis of health conditions that this insurance vehicle covers, the holder receives the lump-sum amount. With it comes a survival period of 30 days. Depending upon the plans you choose, you can get the coverage accordingly. Some severe illnesses might not come under critical health conditions. However, if you are diagnosed with it, you might still get the payment of 30%. The Canadian Life and Health Insurance Association listed 26 common health conditions in its Benchmark Definitions in 2018. However, these illnesses are not the only health events that can be covered in the policies. Before we can go ahead with the plans, here is how we would sub-categories the health conditions.
CARDIOVASCULAR
VITAL ORGANS
NEUROLOGICAL
FUNCTIONAL AND ACCIDENTAL LOSS
Apart from them, Critical Illness Insurance can also cover claims for Occupational HIV Infection and Aplastic Anemia.
Why choose Xoro Life for Critical Illness Insurance?
A healthy body is the most essential asset one can own. To keep it functioning in the same way, you must be ready to deal with any catastrophic conditions. Critical health conditions, being one of them, can be dealt with by the right plans at the right time. At Xoro Life, the insurance agency in Vancouver, we can simplify making it for you. We offer:
If you want to learn more about the Critical Illness Insurance plans, we are to help you. Share your details on the contact box on the left

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